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Mortgages

Our local homebuying experts know it’s not just about getting a loan – it’s about building the life you want. Let us help you finance your dream.

Mortgages

Our local homebuying experts know it’s not just about getting a loan – it’s about building the life you want. Let us help you finance your dream.

Today’s Featured Rates on Conventional Loans

30 Year Fixed Rate

6.788%APR

Rate 6.750% | 0% Points

20 Year Fixed Rate

6.800%APR

Rate 6.750% | 0% Points

15 Year Fixed Rate

6.060%APR

Rate 6.000% | 0% Points

10 Year Fixed Rate

6.085%APR

Rate 6.000% | 0% Points

More Options

Your Homebuying Journey Starts Here


Fast and free prequalification

Local decisions for quick turnarounds

Over a century of community lending

Competitive rates and closing costs

Fast and free prequalification

Local decisions for quick turnarounds

Over a century of community lending

Competitive rates and closing costs

Conventional Fixed-Rate Mortgage

A smart choice for homebuyers who are planning to put down roots in our community:

  • Lock in a competitive interest rate
  • Consistent monthly mortgage payments
  • Designed for easy household budgeting

Adjustable-Rate Mortgage (ARM)

A flexible borrowing option for homebuyers who plan to move or upsize in the short term:

  • Save money upfront with a lower initial interest rate
  • Adjustable rates are capped

Home Possible® Mortgage

This Freddie Mac offering removes some of the traditional barriers to homeownership:

  • Down payments as low as 3%
  • Many types of down payment sources are allowed
  • Current homeowners may qualify

Residential Lot & Construction Loans

Planning to build your dream home from the ground up? We’ll help you get started:

  • Enables you to buy vacant land
  • A variety of terms to suit your needs
  • Can be combined with construction and permanent financing

1-4 Family Investment Property Loans

We can help you leverage your current assets to expand your real estate portfolio:

  • Fixed- and adjustable-rate options available
  • A variety of income-producing properties are eligible
  • Great for refinancing too

Explore Your Options

We offer a full array of home loan solutions for every budget and lifestyle.

A smart choice for homebuyers who are planning to put down roots in our community:

  • Lock in a competitive interest rate
  • Consistent monthly mortgage payments
  • Designed for easy household budgeting
Apply Now

A flexible borrowing option for homebuyers who plan to move or upsize in the short term:

  • Save money upfront with a lower initial interest rate
  • Adjustable rates are capped
Apply Now

This Freddie Mac offering removes some of the traditional barriers to homeownership:

  • Down payments as low as 3%
  • Many types of down payment sources are allowed
  • Current homeowners may qualify
Apply Now

Planning to build your dream home from the ground up? We’ll help you get started:

  • Enables you to buy vacant land
  • A variety of terms to suit your needs
  • Can be combined with construction and permanent financing
Apply Now

We can help you leverage your current assets to expand your real estate portfolio:

  • Fixed- and adjustable-rate options available
  • A variety of income-producing properties are eligible
  • Great for refinancing too
Apply Now

How Much House Can You Afford?

Crunch the numbers with our handy borrowing and budgeting calculators.

Try It Out

More Solutions

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INVESTMENTS

Envision the Future You Want

Customized investment options with trusted service and advice.

We’re Here to Help

Ready to make a move? Our friendly local team is just a phone call or secure message away.

OFFICE LOCATION
LOAN OFFICER
NMLS NUMBER1
St Marys
Kathy Sampson
645550
Minster
Brenda Cavinder
502359
New Bremen
Dave Kelch
525615
Sidney
Rhonda Keister
527700
Troy
Kori Weiss
1537437
Wapakoneta
Jaimee Minnich
1539035
Wapakoneta
Joseph Shehata
2146129
Vandalia
Andy Clements
1538941
Get in Touch

Disclosures

1. Minster Bank is licensed through the Nationwide Multistate Licensing System & Registry, with NMLS ID #403381.

All mortgage loans are subject to credit approval.

Loan is subject to approval.

Advertised rates are subject to change without notice.

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