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Rates

View current APYs for our range of checking and savings products, as well as current APRs for our auto loans.

Rates

View current APYs for our range of checking and savings products, as well as current APRs for our auto loans.

CDs & IRAs Rates (effective 4/19/2024)

TermAmountAPY*Interest Rate
15-month$100,000 and greater4.50% 4.40%
$5,000-$99,9994.80%4.69%
$1,000-$4,9994.69%4.16%
7-month$100,000 and greater4.45% 4.45%
$5,000-$99,9993.75% 3.68%
$1,000-$4,9994.05% 3.97%

CDs & IRAs Rates (effective 4/19/2024)

Amount$100,000 and greater
APY*4.50%
Interest Rate4.40%
Amount$5,000-$99,999
APY*4.80%
Interest Rate4.69%
Amount$1,000-$4,999
APY*4.69%
Interest Rate4.16%

Amount$100,000 and greater
APY*4.45%
Interest Rate4.45%
Amount$5,000-$99,999
APY*3.75%
Interest Rate3.68%
Amount$1,000-$4,999
APY*4.05%
Interest Rate3.97%

*APY = Annual Percentage Yield.
Businesses and Municipalities will be quoted.
Additional term options are available. Contact your local branch for details.

Personal Checking Rates (effective 4/19/2024)

Account Name Minimum Initial DepositMinimum Balance to Avoid Monthly FeeMonthly Fee if Below Minimum BalanceMinimum Balance to Receive APY*APY*Interest Rate
Relationship Checking$50$2,000 in Checking or
$5,000 in Savings or
$10,000 in Deposits (including CDs and IRAs)
$9 if check images are not returned or $11 if check images are returned$25,000+
$10,000-$24,999
$5,000-$9,999
$0-$4,999
1.00%
0.85%
0.70%
0.50%
1.00%
0.85%
0.70%
0.50%
Interest Checking$50$1,000$9 if check images are not returned or $11 if check images are returnedN/A0.30% 0.30%
Regular Checking$50$500$6 if check images are returnedN/AN/AN/A
Free Checking$50$0N/AN/AN/AN/A

Personal Checking Rates (effective 4/19/2024)

Minimum Initial Deposit$50
Minimum Balance to Avoid Monthly Fee$2,000 in Checking or
$5,000 in Savings or
$10,000 in Deposits (including CDs and IRAs)
Monthly Fee if Below Minimum Balance$9 if check images are not returned or $11 if check images are returned
Minimum Balance to Receive APY*$25,000+
$10,000-$24,999
$5,000-$9,999
$0-$4,999
APY*1.00%
0.85%
0.70%
0.50%
Interest Rate1.00%
0.85%
0.70%
0.50%

Minimum Initial Deposit$50
Minimum Balance to Avoid Monthly Fee$1,000
Monthly Fee if Below Minimum Balance$9 if check images are not returned or $11 if check images are returned
Minimum Balance to Receive APY*N/A
APY*0.30%
Interest Rate0.30%

Minimum Initial Deposit$50
Minimum Balance to Avoid Monthly Fee$500
Monthly Fee if Below Minimum Balance$6 if check images are returned
Minimum Balance to Receive APY*N/A
APY*N/A
Interest RateN/A

Minimum Initial Deposit$50
Minimum Balance to Avoid Monthly Fee$0
Monthly Fee if Below Minimum BalanceN/A
Minimum Balance to Receive APY*N/A
APY*N/A
Interest RateN/A

*APY = Annual Percentage Yield.

Personal Savings Rates (effective 4/19/2024)

Account NameMinimum Initial DepositMinimum Balance to Avoid FeesMinimum Balance to Receive APY*APY*Interest Rate
Money Market Advantage & Money Market Advantage IRA$10,000$10,000$500,000+3.65%3.68%
$10,000$10,000$250,000-$499,9993.25%3.20%
$10,000$10,000$100,000-$249,9992.75%2.71%
$10,000$10,000$25,000-$99,9991.85%1.83%
$10,000$10,000$0-$24,9990.85%0.85%
Investment Savings & Investment Savings IRA**$500$1,000$25,000+1.80%1.83%
$10,000-$24,9990.85%0.85%
$5,000-$9,9990.75%0.75%
$0-$4,9990.65%0.65%
Regular & Minor Savings$25$25 if under 18 years old
$200 if 18 or older
N/A0.40%0.40%
America Saves$25$0 the first 9 months
$200 after 9 months
N/A0.40%0.40%
Holiday Savings$25$25 per weekN/A0.25%0.25%
Health Savings Account (HSA)$0$0 the first year
$200 after the first year
$25,000+
$10,000-$24,999
$5,000-$9,999
$0-$4,999
0.35%
0.30%
0.25%
0.20%
0.35%
0.30%
0.25%
0.20%

Personal Savings Rates (effective 4/19/2024)

Minimum Initial Deposit$10,000
Minimum Balance to Avoid Fees$10,000
Minimum Balance to Receive APY*$500,000+
APY*3.65%
Interest Rate3.68%
Minimum Initial Deposit$10,000
Minimum Balance to Avoid Fees$10,000
Minimum Balance to Receive APY*$250,000-$499,999
APY*3.25%
Interest Rate3.20%
Minimum Initial Deposit$10,000
Minimum Balance to Avoid Fees$10,000
Minimum Balance to Receive APY*$100,000-$249,999
APY*2.75%
Interest Rate2.71%
Minimum Initial Deposit$10,000
Minimum Balance to Avoid Fees$10,000
Minimum Balance to Receive APY*$25,000-$99,999
APY*1.85%
Interest Rate1.83%
Minimum Initial Deposit$10,000
Minimum Balance to Avoid Fees$10,000
Minimum Balance to Receive APY*$0-$24,999
APY*0.85%
Interest Rate0.85%

Minimum Initial Deposit$500
Minimum Balance to Avoid Fees$1,000
Minimum Balance to Receive APY*$25,000+
APY*1.80%
Interest Rate1.83%
Minimum Initial Deposit
Minimum Balance to Avoid Fees
Minimum Balance to Receive APY*$10,000-$24,999
APY*0.85%
Interest Rate0.85%
Minimum Initial Deposit
Minimum Balance to Avoid Fees
Minimum Balance to Receive APY*$5,000-$9,999
APY*0.75%
Interest Rate0.75%
Minimum Initial Deposit
Minimum Balance to Avoid Fees
Minimum Balance to Receive APY*$0-$4,999
APY*0.65%
Interest Rate0.65%

Minimum Initial Deposit$25
Minimum Balance to Avoid Fees$25 if under 18 years old
$200 if 18 or older
Minimum Balance to Receive APY*N/A
APY*0.40%
Interest Rate0.40%

Minimum Initial Deposit$25
Minimum Balance to Avoid Fees$0 the first 9 months
$200 after 9 months
Minimum Balance to Receive APY*N/A
APY*0.40%
Interest Rate0.40%

Minimum Initial Deposit$25
Minimum Balance to Avoid Fees$25 per week
Minimum Balance to Receive APY*N/A
APY*0.25%
Interest Rate0.25%

Minimum Initial Deposit$0
Minimum Balance to Avoid Fees$0 the first year
$200 after the first year
Minimum Balance to Receive APY*$25,000+
$10,000-$24,999
$5,000-$9,999
$0-$4,999
APY*0.35%
0.30%
0.25%
0.20%
Interest Rate0.35%
0.30%
0.25%
0.20%

*APY = Annual Percentage Yield.
Rates are subject to change.
Minimum investment of $1,000 unless otherwise noted.
Penalty for early withdrawal may apply.
**Account Fees could reduce earnings. Variable interest rates subject to change.

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